CALCULATE.PLAN.MANAGE
Calculate HOA Fees & Budget Calculator
Enter your community size and dues, set a delinquency percentage, and see the cash impact.
Designed by accounting professionals specializing in HOA financial management.
About the Tool
How it works
The HOA-Calculator was created by WM Accounting & Bookkeeping LLC, a Virginia-based firm specializing in HOA accounting and community association finances. This free online tool was built to educate and empower HOA boards, treasurers, and property managers.
It helps users understand how community size, dues, and delinquency rates impact total funds and financial stability. Whether you manage a small neighborhood or a large condominium, this tool provides instant clarity to support better budgeting and communication with homeowners.
Step One
Enter Community Data
Add the number of units and total monthly dues.
Step Two
Set a Delinquency Percentage
Estimate how many owners are behind on payments.
Step Three
View Cash Impact
Instantly see how delinquencies affect total HOA funds.
Step Four
Save or Share
Export or print your summary for board use.
HOA Delinquency | Simple calculator
Enter your community size and dues, set a delinquency percentage, and see the cash impact.
1) Community settings
2) Delinquency percentage
Target benchmark for healthy communities is typically under 5%.
3) Cash impact
PURPOSE
Purpose of HOA-Calculator
The HOA-Calculator is a free online tool created to help HOA boards and community managers calculate fair and transparent monthly dues. By entering the HOA’s total budget, number of residential units, and expected delinquency rate, the calculator shows each unit’s share and how delinquencies affect total available funds.
This helps boards and managers:
- Understand how community size and delinquency rates impact HOA cash flow.
- Plan assessments and reserves accurately.
- Communicate dues and financial impact with clear, visual data.
FAQs
Frequently Asked Questions
Is the calculator free?
Yes. HOA-Calculator is 100% free to use and requires no sign-up.
Can we adjust the delinquency rate?
Yes. Simply move the percentage slider or input the number you wish to test.
Will this replace our accountant or property manager?
No. It’s a support tool to make HOA budgeting and planning more transparent.
Is my data stored?
No. All calculations are done instantly in your browser and never saved.
Can we download reports or templates?
Yes. You can print or export the summary for your records and meetings.
FREE RESOURCES
Download Our Free HOA Financial Playbook
Get our free eBook, “The HOA Playbook: Essential Guides for Boards,” and learn best practices for budgeting, delinquency control, and financial transparency.
This guide complements the HOA-Calculator and helps your board make informed financial decisions with real examples and templates.